Enda Kenny’s ‘number’ on retirement was €3 million, what’s yours?

Enda Kenny’s ‘number’ on retirement was €3 million, what’s yours?

Did you hear that on retirement our Taoiseach Enda Kenny will get a pension worth €3 million? If you’re anything like me, you’ll be comparing that figure to your own. This week, I’ll explain why it really doesn’t matter what he or anybody else retires on, even you, unless you know one very important thing.

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Early retirement may impact your State Pension. Here’s what to do

Early retirement may impact your State Pension. Here’s what to do

While you certainly won’t be in the clover, the state pension and other state benefits are not to be ignored. But you may not qualify for the maximum benefits available, so this week, some tips on how to maximise your state pension.

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Protecting against what is certain and what is possible

Protecting against what is certain and what is possible

The soon-to-be renamed Sunday Supplement is with you on a Thursday. Today I’m encouraging you to critically analyse various policies you’ve accumulated over the course of your life which may not make sense anymore.

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Retirement Series, Part 2; Understanding the Basics

Retirement Series, Part 2; Understanding the Basics

As part of our ongoing ‘Retirement Box Set’, we move on to outlining some of the basic ingredients required before you submit your request to retire.

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Three questions to ask yourself when thinking about retirement

Three questions to ask yourself when thinking about retirement

A sound financial plan for retirement can’t be designed unless you have a clear view of what retirement is going to look like. Most of us are clear on what we are retiring from, but do we know what we are retiring to? I have three questions for you this week.

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What’s his is mine, right?

What’s his is mine, right?

60% of women in the US over 65 are single, divorced or widowed. In Ireland, with women living on average 4 years longer than men, and the small but growing divorce rate, there is a strong likelihood that women will need to, for at least some of their later years, live by their own means. Are you prepared?

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Why financial advice needs to be tailored to You

Why financial advice needs to be tailored to You

Situations that superficially appear to be similar may be drastically different when they are delved into. Doling out the same advice in these circumstances could lead to devastating result in each case.

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Seven signs it’s not the time to retire

Seven signs it’s not the time to retire

One from the archives but a timeless classic, even if I do say so myself! Here are seven reasons to stay in the rat race a little longer.

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Is a DB Pension for Life?

Is a DB Pension for Life?

Do you have a defined benefit (DB) pension scheme? The buzz in the financial world is that there are attractive transfer values up for grabs if you were to bring an end to your defined benefit pension. But why would you? This morning I look at what you should you do if you’re offered a lot of money to transfer out of your DB.

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Things to consider before buying property through your SSAP

Things to consider before buying property through your SSAP

“I want to buy a property through my pension” came the statement from my client. “Okay, but what’s the ultimate goal?’, I asked. “Return” was the answer. We delved a little deeper and it turns out the client shuddered to think about the hassle attached to owning rental properties. If you want to buy a property for “return”, you may as well familiarise yourself with all the options especially through a pension structure.

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