The AIB IPO was never about value. It was always about risk.

The AIB IPO was never about value. It was always about risk.

Bank shares are back in the news, but for all the wrong reasons. At the time of AIBs IPO in 2017, the media were at pains to talk about value. But few talked about the associated risks. Two years on, what have we learned?

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Money on deposit is costing you your retirement

Money on deposit is costing you your retirement

This week we explore the cost of keeping money on deposit, and what impact inflation, taxation and fees will have on your future lifestyle.

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Sailing with the Tides

Sailing with the Tides

Embarking on a financial plan is like sailing around the world. The voyage won’t always go to plan, and there’ll be rough seas. But the odds of reaching your destination increase greatly if you are prepared, flexible, patient, and well-advised.

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How much should you invest? All, bar this amount…

How much should you invest? All, bar this amount…

At an event I hosted in McAuley Place in Naas a few weeks back,the feedback was very much around “more time needed” to get a better understanding of the subject matter. While today’s topic is on a more basic conundrum, it is worth considering my rationale.

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Why financial advice needs to be tailored to You

Why financial advice needs to be tailored to You

Situations that superficially appear to be similar may be drastically different when they are delved into. Doling out the same advice in these circumstances could lead to devastating result in each case.

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Please remain seated with your seat belts fastened

Please remain seated with your seat belts fastened

While investment market volatility can create anxiety for some, reacting emotionally and changing long-term investment strategies in response to short-term declines could prove more harmful than helpful. Don’t agree? Watch the video at the end of this post.

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How to read an investment brochure and identify the risks

How to read an investment brochure and identify the risks

Today we are looking at the most important elements to an investment – the level of control, flexibility and vulnerability attached to your money.

This piece appears in today’s Sunday Times – be sure to pick up a copy.

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How to know the difference between speculation and investing – turn down the noise

How to know the difference between speculation and investing – turn down the noise

Lehman Brothers failed 10 years ago this weekend. The contagion effect wiped out pension funds, the property market collapsed and investors ran for cover. But much of the narrative around the financial services industry is nothing more than noise. Can you tell the difference between sound advice and noise?

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7 reasons not to invest your pension in property

7 reasons not to invest your pension in property

Property crashes, surprisingly low yields and often times unhelpful state intervention – just a few reasons not to invest in property. But have you considered the other reasons why you would not invest in property if you were starting over again?

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This complicated approach to a relatively simple activity is holding you back

This complicated approach to a relatively simple activity is holding you back

A very warm welcome to all our new subscribers! In this blog, we tackle some of the reasons why you may be reluctant to invest and explain how an evidence-based investment strategy can put you on the road to successful investing.

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