Please remain seated with your seat belts fastened

Please remain seated with your seat belts fastened

While investment market volatility can create anxiety for some, reacting emotionally and changing long-term investment strategies in response to short-term declines could prove more harmful than helpful. Don’t agree? Watch the video at the end of this post.

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How to read an investment brochure and identify the risks

How to read an investment brochure and identify the risks

Today we are looking at the most important elements to an investment – the level of control, flexibility and vulnerability attached to your money.

This piece appears in today’s Sunday Times – be sure to pick up a copy.

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How to know the difference between speculation and investing – turn down the noise

How to know the difference between speculation and investing – turn down the noise

Lehman Brothers failed 10 years ago this weekend. The contagion effect wiped out pension funds, the property market collapsed and investors ran for cover. But much of the narrative around the financial services industry is nothing more than noise. Can you tell the difference between sound advice and noise?

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7 reasons not to invest your pension in property

7 reasons not to invest your pension in property

Property crashes, surprisingly low yields and often times unhelpful state intervention – just a few reasons not to invest in property. But have you considered the other reasons why you would not invest in property if you were starting over again?

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This complicated approach to a relatively simple activity is holding you back

This complicated approach to a relatively simple activity is holding you back

A very warm welcome to all our new subscribers! In this blog, we tackle some of the reasons why you may be reluctant to invest and explain how an evidence-based investment strategy can put you on the road to successful investing.

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A former bankers’ epiphany about the futility of his Wall Street career

A former bankers’ epiphany about the futility of his Wall Street career

This week we look at a relatively unknown approach to investing in Ireland – passive – or as one company likes to call it, evidence-based investing. Perhaps it’s time to put the excessive fees of active management to bed once and for all.

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Unnecessarily complicated investments rarely work to your benefit

Unnecessarily complicated investments rarely work to your benefit

Do you have your pension or investments in actively managed funds like Irish Life MAPS? Maybe you don’t even know. Here’s something to give you pause. Active fund managers clock up more fees yet do not consistently outperform the natural, unfettered movement of the stock market. So why do we invest in them?

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It feels like we are returning to 2004. Do you really want to be back there?

It feels like we are returning to 2004. Do you really want to be back there?

This week, I have the distinct impression that it’s 2004 all over again. And that’s not a nice, nostalgic feeling; it is one that fills me with dread. It’s to do with the ease of buying property. Did you know that on www.BidX1.com you can buy repossessed properties online with the click of a button? Just in the same way you would order your favourite organic olive oil. And yet it couldn’t be more different. With this purchase, more than any other, I say caveat emptor.

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When to go all-in and when to walk away

When to go all-in and when to walk away

When you play poker, be prepared to go all-in. If this strategy morphs into your personal investment strategy, walk away from the table now. The risk of going all-in is too great.

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Rabodirect’s withdrawal from the Irish market is bad news for depositors

Rabodirect’s withdrawal from the Irish market is bad news for depositors

This week I lament the passing of Rabobank, technically the most secure bank given its financial rating. Whether you had money on deposit with Rabo or not, its departure on 16th May puts the security of the remaining Irish banks in the spotlight. Let’s assume you have not given too much consideration to an Irish bank going bust. What are the consequences for you? Read on.

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