Seven signs it’s not the time to retire

Seven signs it’s not the time to retire

One from the archives but a timeless classic, even if I do say so myself! Here are seven reasons to stay in the rat race a little longer.

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You only have one chance to make a last impression

You only have one chance to make a last impression

End of life matters can be distressing to discuss, but it’s a conversation we should have sooner rather than later. This week I applaud the measures one lady prescribed in her will. Her pre-planning will have an immense impact on the lives of thousands of Irish people. What a legacy to leave behind. Now it’s time to consider yours.

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Why are you dating the wrong guy?

Why are you dating the wrong guy?

Why do we settle for ‘good enough’? Whatever your needs are, they should be fulfilled by the most suitable people. If we are lucky in love, can the same be said about our finances? It may be unlikely…

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Looking for (tax) relief when it already exists

Looking for (tax) relief when it already exists

There weren’t much in the way of tax cuts in budget 2019, but don’t worry about it because I’m going to tell you about three ways in which you can reduce your tax bill every year. The deadlines for these schemes fall in the last quarter of the year so get ready to take action and save big.

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The key to a happy marriage? Make financial decisions together

The key to a happy marriage? Make financial decisions together

“Oh, this old thing, I’ve had it for years!” In a report from UBS Wealth Management, both men and women admit to lying about money to their significant other. This is certainly not breaking news, but it may lead to strife in a relationship. The solution? Make decisions about your finances together.

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How to know the difference between speculation and investing – turn down the noise

How to know the difference between speculation and investing – turn down the noise

Lehman Brothers failed 10 years ago this weekend. The contagion effect wiped out pension funds, the property market collapsed and investors ran for cover. But much of the narrative around the financial services industry is nothing more than noise. Can you tell the difference between sound advice and noise?

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This complicated approach to a relatively simple activity is holding you back

This complicated approach to a relatively simple activity is holding you back

A very warm welcome to all our new subscribers! In this blog, we tackle some of the reasons why you may be reluctant to invest and explain how an evidence-based investment strategy can put you on the road to successful investing.

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A former bankers’ epiphany about the futility of his Wall Street career

A former bankers’ epiphany about the futility of his Wall Street career

This week we look at a relatively unknown approach to investing in Ireland – passive – or as one company likes to call it, evidence-based investing. Perhaps it’s time to put the excessive fees of active management to bed once and for all.

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If you think marriage is expensive, try divorce

If you think marriage is expensive, try divorce

August is one of the top months for divorce filings. Though somewhat uncommon in Ireland, divorces and separations do take place, often times leaving the parties emotionally drained and in poor financial health. This morning, I point out a couple of the pitfalls to be aware of and one big take-away: after a good solicitor, get a good financial adviser.

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Should I gift money to our children now?

Should I gift money to our children now?

I answer a number of questions from readers in today’s Sunday Independent. For the couple that have clearly defined incomes in retirement, maybe it’s time to start gifting money to your children now? I ask if owning shares is all it’s cracked up to be, and whether overpaying on your tracker mortgage actually makes sense.

If you have any questions you’d like addressed, simply hit reply to this email.

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