What’s his is mine, right?

What’s his is mine, right?

60% of women in the US over 65 are single, divorced or widowed. In Ireland, with women living on average 4 years longer than men, and the small but growing divorce rate, there is a strong likelihood that women will need to, for at least some of their later years, live by their own means. Are you prepared?

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In search of security

In search of security

Is there any sense occupying a family home which is now surplus to requirements? Nobody is ever obliged to sell, but there are a few benefits. However, what impact will this have on the extended family if that’s the decision you ultimately make?

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The definition of insanity? You.

The definition of insanity? You.

A friend did a business course recently and the tutor encouraged the participants to stop what they were doing once a day and ask themselves “Is what I’m doing now contributing to my success?” I like the idea of questioning our logic for doing what we’ve always done. I don’t expect you to do it very day, but you should certainly be doing it every time a major event in life comes along.

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Doctor, doctor, why have you already filled out my prescription?

Doctor, doctor, why have you already filled out my prescription?

If you ever walk away from a situation scratching your head, what is the eventual outcome? The impact of today’s actions are often invisible for many years to come. Tread carefully.

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On your marks, get set…

On your marks, get set…

A big welcome to the many new subscribers to my mailing list over Christmas, and thanks to my many loyal readers for sticking around. 2018 may have slipped by in a flash, but don’t let 2019 go by without doing some all important planning for your future.

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Don’t get caught offside by investing in GBP denominated investments

Don’t get caught offside by investing in GBP denominated investments

It’s hard to ignore Brexit at the moment but if you have an investment in sterling with a fixed end date in the near future, you have more skin in the game than most. This week I look at what to do with a GBP denominated investment. PS, I was in studio with Ivan Yates earlier this week advising on claiming back tax reliefs before year end. The link to the podcast is below. Take a listen.

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Make a list, check it twice for 2019

Make a list, check it twice for 2019

As we head into the final furlong of 2018, it’s time to consider what action you are going to take in relation to your personal finances in early 2019. This morning I am looking at four areas that need your attention.

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Long life is great, but ill health can quickly change that

Long life is great, but ill health can quickly change that

You probably heard in the news this week about the TILDA report on aging in Ireland which found that life gets better as you get older – well, up to the magic age of 68 anyway. It’s actually a really interesting report – I’ve given a link to a summary of the report in the newsletter – but for me it throws up an existential question. I’ve put forward my view and I’d be curious to know yours.

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Forget about Mam, we need to talk about you

Forget about Mam, we need to talk about you

Brendan Courtney’s TV programme We Need to Talk about Mam posed a couple of great questions for children of aging parents. But it also exposed the underlying fact that some of the younger generation have little interest in being “burdened” by their aging parents. What are you going to do if you find yourself in a similar situation to Nuala?

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4 Questions to ask your financial adviser

4 Questions to ask your financial adviser

Nobody cares about your money as much as you do. It’s one of the golden rules of personal finance. The next best thing is somebody you can trust who has the expertise to be able to solve whatever financial issues that might arise over your lifetime. So what rigorous selection process do we put potential financial advisers through to find the right one? Here’s how it works:

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