Keep it Simple, Stupid.

Keep it Simple, Stupid.

A little knowledge goes a long way. This weekend we are looking at the signposts that will help you identify if your investments are fit for purpose. Hope you have an enjoyable weekend.

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Six questions you need to ask before you invest

Six questions you need to ask before you invest

Originally written in 2017, these six questions haven’t changed since then. Before you invest, or when you are with your adviser for your annual investment review, consider asking the following questions.

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Understanding market downturns

Understanding market downturns

For steady-as-she-goes investors, market downturns do not cause anxiety; in fact they create opportunity. Since Covid-19 has kicked off, I have been asked by investors if they should make changes to their pensions and investment portfolios. The short answer? Do nothing, yet.

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In times of uncertainty, your next step is the most important

In times of uncertainty, your next step is the most important

My message this week is short and simple – don’t panic; I want to play my part through this crisis. Call me.

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Can’t buy me love

Can’t buy me love

As we are over the St Valentine’s Day hump, I wanted to share a few personal and professional insights about couples (and their finances) that I’ve picked up over the years.

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Sign up for simplicity

Sign up for simplicity

If you follow today’s advice, your finances will be noticeably easier to manage, giving you more time to focus on the important things in life – good coffee, travel, and of course family!

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Going green? This time, through your mortgage

Going green? This time, through your mortgage

January brings a flurry of ‘Supercharge Your Finances’ and ‘Top Five Ways to Kick Your Finances into Shape’ articles and items on TV and radio. Most of them won’t make a jot of difference to your finances, however at any time of the year, taking a look at your mortgage could have a big impact.

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If deposit rates are going to remain at zero, what are your options?

If deposit rates are going to remain at zero, what are your options?

This week I am sharing a question that I answered for a reader in the Sunday Independent at the weekend. This person has money to invest but is finding it hard to take the plunge. I hope I’ve helped him make a decision because while he hesitates, inflation is eating away at his cash.

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Why it’s incredible that goal-based financial planning isn’t a huge thing

Why it’s incredible that goal-based financial planning isn’t a huge thing

The complaint from many people back in the noughties was “we were just drifting along and didn’t give much consideration to the future because we were so busy”. If that was you, then do me a favour and identify a goal you can remain focused on long term. Goals-based financial planning works. Here’s why.

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When everything changes, change everything

When everything changes, change everything

Sometimes change passes us by, without us taking much notice of it. It’s necessary to be able to identify change, because when everything changes, you may need to change everything.

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