Who do you call when you have a big decision to make?
- June 30, 2018
- Bob Quinn
- Financial Planning
I am on the other side of a small, domestic building project – an extension. The emotions I went through this time last year as I felt my way around an area I knew very little about were the same as those any of us feels when going through a major change or facing a transition; fear of the unknown and lack of clarity. I know what might help you.
Simple questions do not always deserve simple answers
- June 2, 2018
- Bob Quinn
- Financial Planning; General
We were asked to answer yes or no to a less than straight forward question on Friday. To sift through the many, layered arguments on both sides and distil all that into a tick in one box or another seems like an oversimplification. It made me think about the questions I get asked about people’s money. There is rarely a yes/no answer. This morning, I’m looking at the classic question “Should I overpay my mortgage?”. The answer is … read on to find out.
Doctor, doctor, why have you already filled out my prescription?
- May 12, 2018
- Bob Quinn
- Financial Planning
This week, I’m comparing doctors and financial advisers. Sometimes we know exactly what’s wrong with us. We can go online, avoid paying a consultation fee to a doctor and order the drugs. Or in financial terms, go to the broker and buy the product. But for those other times, when we don’t know exactly what the problem is, isn’t it reassuring to know that the full rigour of the doctor’s training and intellect will go into your diagnosis and treatment?
Sign up for simplicity
- May 6, 2018
- Bob Quinn
- Financial Planning; General
Complicated equals good, uncomplicated equals bad (apparently). That’s what the financial services industry will have you believe. But what if you successfully managed to uncomplicate matters? There are no negatives for you. Follow these five golden rules to simplifying your financial affairs.
Today’s special is elephant
- January 20, 2018
- Bob Quinn
- Financial Planning
I’m capitalizing on your feelings of dynamism this month. I can tell you were buoyed up by last week’s newsletter and are raring to get stuck into your personal finances so I have a challenge for you. No elephants were harmed in the writing of this newsletter.
No more excuses, it’s time for action on your personal finances
- January 6, 2018
- Bob Quinn
- Estate Planning; Financial Planning
As a business leader, you are in the habit of setting goals. You probably start every year with goals for your personal life as well as your professional one, but do those goals extend to your personal finances? This morning I’m going to suggest a couple of achievable personal finance resolutions that you should adopt immediately.
2017 should be the last year of “niggles”. It’s time to take action.
- December 16, 2017
- Bob Quinn
- Financial Planning; General
I’ve ordered In Praise of Slow by Carl Honoré for my Christmas holiday reading. Why? I suppose I’m becoming aware of the long-term damage of doing everything in fifth gear. There’s been a lot of talk about burnout this year and I’ve seen it at close hand so, this morning, I’m taking a look out how financial issues can contribute to making us feel overwhelmed and what we can do about it.
Paradise Lost?
- November 18, 2017
- Bob Quinn
- Financial Planning; General
Last weekend the newspapers were full of the Paradise Papers. Whether you think it’s morally acceptable for corporations to put their wealth beyond the reaches of governments or not, I have some advice this morning for individuals.
Things to consider before buying property through your SSAP
- November 11, 2017
- Bob Quinn
- Financial Planning; Pensions
In the last week, I discussed the costs of motoring with Ciara Kelly on Lunchtime Live and contributed to David McWilliams’ new show on TV3. The single market is not working for the Irish consumer; why not? I have attached links below if you’d like to listen back. But this week I am looking at what you need to consider if you want to buy property through a self administered pension. Enjoy!
Keep it Simple, Stupid.
- November 4, 2017
- Bob Quinn
- Financial Planning; Investing
I spent last Tuesday and Wednesday at a conference in London which was all about investing, the barriers to success, and the distinct lack of trust of the financial services industry. The main take-away for me was down to the lack of transparency which leads to suspicion. This week I outline a few tips on navigating your way through the murky world of financial services.
Have a great weekend.