Transitioning to retirement is a once-in-a-lifetime event. Make this one change then.

Transitioning to retirement is a once-in-a-lifetime event. Make this one change then.

Did your mother ever say to you as a child, “Would you jump off a cliff if somebody told you to?” It’s not just a childish thing – we can still have that compulsion as adults to do what everybody else is doing. This week I’m looking at how you should arrange your retirement finances. Clue: it involves ignoring what everybody else does.

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Retirement Series, Part 2; Understanding the Basics

Retirement Series, Part 2; Understanding the Basics

As part of our ongoing ‘Retirement Box Set’, we move on to outlining some of the basic ingredients required before you submit your request to retire.

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Three questions to ask yourself when thinking about retirement

Three questions to ask yourself when thinking about retirement

A sound financial plan for retirement can’t be designed unless you have a clear view of what retirement is going to look like. Most of us are clear on what we are retiring from, but do we know what we are retiring to? I have three questions for you this week.

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Someone should tell Suze Orman to p**s off

Someone should tell Suze Orman to p**s off

Happy Easter! Budgeting is a hot topic in blogs and the personal finance pages of MSM – but is it a game changer? One so-called expert recently claimed that if you were to save the money you typically spend on fancy coffee, you would amass a tidy sum that many people would be happy to retire on. But she’s full of shi…

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What’s his is mine, right?

What’s his is mine, right?

60% of women in the US over 65 are single, divorced or widowed. In Ireland, with women living on average 4 years longer than men, and the small but growing divorce rate, there is a strong likelihood that women will need to, for at least some of their later years, live by their own means. Are you prepared?

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In search of security

In search of security

Is there any sense occupying a family home which is now surplus to requirements? Nobody is ever obliged to sell, but there are a few benefits. However, what impact will this have on the extended family if that’s the decision you ultimately make?

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The definition of insanity? You.

The definition of insanity? You.

A friend did a business course recently and the tutor encouraged the participants to stop what they were doing once a day and ask themselves “Is what I’m doing now contributing to my success?” I like the idea of questioning our logic for doing what we’ve always done. I don’t expect you to do it very day, but you should certainly be doing it every time a major event in life comes along.

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Doctor, doctor, why have you already filled out my prescription?

Doctor, doctor, why have you already filled out my prescription?

If you ever walk away from a situation scratching your head, what is the eventual outcome? The impact of today’s actions are often invisible for many years to come. Tread carefully.

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On your marks, get set…

On your marks, get set…

A big welcome to the many new subscribers to my mailing list over Christmas, and thanks to my many loyal readers for sticking around. 2018 may have slipped by in a flash, but don’t let 2019 go by without doing some all important planning for your future.

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Don’t get caught offside by investing in GBP denominated investments

Don’t get caught offside by investing in GBP denominated investments

It’s hard to ignore Brexit at the moment but if you have an investment in sterling with a fixed end date in the near future, you have more skin in the game than most. This week I look at what to do with a GBP denominated investment. PS, I was in studio with Ivan Yates earlier this week advising on claiming back tax reliefs before year end. The link to the podcast is below. Take a listen.

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