Going green? This time, through your mortgage
- January 8, 2020
- Bob Quinn
- Financial Planning
January brings a flurry of ‘Supercharge Your Finances’ and ‘Top Five Ways to Kick Your Finances into Shape’ articles and items on TV and radio. Most of them won’t make a jot of difference to your finances, however at any time of the year, taking a look at your mortgage could have a big impact.
If deposit rates are going to remain at zero, what are your options?
- November 14, 2019
- Bob Quinn
- Financial Planning
This week I am sharing a question that I answered for a reader in the Sunday Independent at the weekend. This person has money to invest but is finding it hard to take the plunge. I hope I’ve helped him make a decision because while he hesitates, inflation is eating away at his cash.
Why it’s incredible that goal-based financial planning isn’t a huge thing
- October 23, 2019
- Bob Quinn
- Financial Planning
The complaint from many people back in the noughties was “we were just drifting along and didn’t give much consideration to the future because we were so busy”. If that was you, then do me a favour and identify a goal you can remain focused on long term. Goals-based financial planning works. Here’s why.
The AIB IPO was never about value. It was always about risk.
- July 31, 2019
- Bob Quinn
- Financial Planning; Investing
Bank shares are back in the news, but for all the wrong reasons. At the time of AIBs IPO in 2017, the media were at pains to talk about value. But few talked about the associated risks. Two years on, what have we learned?
Get your house in order
- July 12, 2019
- Bob Quinn
- Financial Planning
Most of us want to stay in our own homes for as along as we can as we age. While that part of your life might seem like a long way away as you reach retirement, my retirement series blog this week urges you to make ‘aging in place’ one of your financial goals.
Transitioning to retirement is a once-in-a-lifetime event. Make this one change then.
- June 8, 2019
- Bob Quinn
- Financial Planning
Did your mother ever say to you as a child, “Would you jump off a cliff if somebody told you to?” It’s not just a childish thing – we can still have that compulsion as adults to do what everybody else is doing. This week I’m looking at how you should arrange your retirement finances. Clue: it involves ignoring what everybody else does.
Three questions to ask yourself when thinking about retirement
- May 18, 2019
- Bob Quinn
- Estate Planning; Financial Planning; Pensions
A sound financial plan for retirement can’t be designed unless you have a clear view of what retirement is going to look like. Most of us are clear on what we are retiring from, but do we know what we are retiring to? I have three questions for you this week.