Navigating Choppy Waters

Navigating Choppy Waters

I’ve received emails in the last fortnight from some clients spooked by what was going on in the stock markets. $4 trillion wiped off shares in a week will prompt concerns. So how did I respond? What could I possibly say to calm them? That’s easy – I summoned my inner Aer Lingus pilots voice.

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Answer this one question for me

Answer this one question for me

This morning, I’m paraphrasing Martin Crane, as played by the late John Mahoney in the sitcom Frasier. You might remember the episode. Frasier is intent on filling up his life with project after project. His dad stops him in his tracks with the suggestion that he ask himself “What do I really want? What is really going to make me happy… now?” Well? What would you say?

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You’re the villain in this investment story, but it wasn’t your intention

You’re the villain in this investment story, but it wasn’t your intention

My wife’s friend was in tears on the phone at the weekend. She has just had to give notice to her tenants – her great tenants, who love living in her apartment and who have taken good care of it for four years. They pleaded to be allowed to stay because they will really struggle to find somewhere else to live, but my wife’s friend has no choice. Her circumstances have changed dramatically and she needs to sell the apartment ASAP. This morning I ask, when we invest in property, how many of us consider the personal impact of dealing with tenants?

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Is your health insurance about to renew? Take 6 minutes to save €2,500.

Is your health insurance about to renew? Take 6 minutes to save €2,500.

Hands up who loves renewing their health insurance? I didn’t, but I came across a brilliant service and now I don’t mind it at all. In keeping with my mantra of keeping things simple, this week’s newsletter is a how-to. How to easily compare health insurance policies so that you save money on renewal.

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Today’s special is elephant

Today’s special is elephant

I’m capitalizing on your feelings of dynamism this month. I can tell you were buoyed up by last week’s newsletter and are raring to get stuck into your personal finances so I have a challenge for you. No elephants were harmed in the writing of this newsletter.

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It’s official – you’re being ripped off on your investment

It’s official – you’re being ripped off on your investment

It’s official: you are paying above and beyond what any investment firm can justify. New disclosure rules that took effect at the beginning of January now clearly demonstrate to the investor the true cost of conventional investment products. I promise you, that true cost will shock you, but will it prompt you to act?

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No more excuses, it’s time for action on your personal finances

No more excuses, it’s time for action on your personal finances

As a business leader, you are in the habit of setting goals. You probably start every year with goals for your personal life as well as your professional one, but do those goals extend to your personal finances? This morning I’m going to suggest a couple of achievable personal finance resolutions that you should adopt immediately.

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2017 for me was the year of small changes for big gains

2017 for me was the year of small changes for big gains

It’s the end of another year. I hope it has been a satisfying one for you. Before we turn to 2018, I thought I’d gather together some of my most popular articles this year, in case you missed them.
Very best wishes for the New Year from Maria and myself at The Money Advisers.
Enjoy looking back. Next week, we’ll be looking forward.

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Christmas Message

Christmas Message

It’s Christmas Eve. I am in Portland, Oregon spending Christmas with my in-laws. I wish you a wonderful Christmas, whatever you’re doing. Make the most of the break. Enjoy spending time with family and friends, and don’t forget to stock up on batteries.  

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2017 should be the last year of “niggles”. It’s time to take action.

2017 should be the last year of “niggles”. It’s time to take action.

I’ve ordered In Praise of Slow by Carl Honoré for my Christmas holiday reading. Why? I suppose I’m becoming aware of the long-term damage of doing everything in fifth gear. There’s been a lot of talk about burnout this year and I’ve seen it at close hand so, this morning, I’m taking a look out how financial issues can contribute to making us feel overwhelmed and what we can do about it.

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