Make a list, check it twice for 2019

Make a list, check it twice for 2019

As we head into the final furlong of 2018, it’s time to consider what action you are going to take in relation to your personal finances in early 2019. This morning I am looking at four areas that need your attention.

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Long life is great, but ill health can quickly change that

Long life is great, but ill health can quickly change that

You probably heard in the news this week about the TILDA report on aging in Ireland which found that life gets better as you get older – well, up to the magic age of 68 anyway. It’s actually a really interesting report – I’ve given a link to a summary of the report in the newsletter – but for me it throws up an existential question. I’ve put forward my view and I’d be curious to know yours.

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Seven signs it’s not the time to retire

Seven signs it’s not the time to retire

One from the archives but a timeless classic, even if I do say so myself! Here are seven reasons to stay in the rat race a little longer.

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Forget about Mam, we need to talk about you

Forget about Mam, we need to talk about you

Brendan Courtney’s TV programme We Need to Talk about Mam posed a couple of great questions for children of aging parents. But it also exposed the underlying fact that some of the younger generation have little interest in being “burdened” by their aging parents. What are you going to do if you find yourself in a similar situation to Nuala?

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Is a DB Pension for Life?

Is a DB Pension for Life?

Do you have a defined benefit (DB) pension scheme? The buzz in the financial world is that there are attractive transfer values up for grabs if you were to bring an end to your defined benefit pension. But why would you? This morning I look at what you should you do if you’re offered a lot of money to transfer out of your DB.

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You only have one chance to make a last impression

You only have one chance to make a last impression

End of life matters can be distressing to discuss, but it’s a conversation we should have sooner rather than later. This week I applaud the measures one lady prescribed in her will. Her pre-planning will have an immense impact on the lives of thousands of Irish people. What a legacy to leave behind. Now it’s time to consider yours.

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Why are you dating the wrong guy?

Why are you dating the wrong guy?

Why do we settle for ‘good enough’? Whatever your needs are, they should be fulfilled by the most suitable people. If we are lucky in love, can the same be said about our finances? It may be unlikely…

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Please remain seated with your seat belts fastened

Please remain seated with your seat belts fastened

While investment market volatility can create anxiety for some, reacting emotionally and changing long-term investment strategies in response to short-term declines could prove more harmful than helpful. Don’t agree? Watch the video at the end of this post.

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Looking for (tax) relief when it already exists

Looking for (tax) relief when it already exists

There weren’t much in the way of tax cuts in budget 2019, but don’t worry about it because I’m going to tell you about three ways in which you can reduce your tax bill every year. The deadlines for these schemes fall in the last quarter of the year so get ready to take action and save big.

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4 Questions to ask your financial adviser

4 Questions to ask your financial adviser

Nobody cares about your money as much as you do. It’s one of the golden rules of personal finance. The next best thing is somebody you can trust who has the expertise to be able to solve whatever financial issues that might arise over your lifetime. So what rigorous selection process do we put potential financial advisers through to find the right one? Here’s how it works:

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