Sign up for simplicity

Sign up for simplicity

If you follow today’s advice, your finances will be noticeably easier to manage, giving you more time to focus on the important things in life – good coffee, travel, and of course family!

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Great changes start with tiny gains

Great changes start with tiny gains

It takes 21 days to form a habit they say, so by now you’re either knocking those new year resolutions out of the park or you’ve given up. This week’s blog post lets you into a secret that will revolutionise the way you approach goals and challenges. Like all great concepts, it’s very simple.

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Going green? This time, through your mortgage

Going green? This time, through your mortgage

January brings a flurry of ‘Supercharge Your Finances’ and ‘Top Five Ways to Kick Your Finances into Shape’ articles and items on TV and radio. Most of them won’t make a jot of difference to your finances, however at any time of the year, taking a look at your mortgage could have a big impact.

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Topics of conversation for Christmas

Topics of conversation for Christmas

As we wind down for Christmas, I’d like to wish you and yours a Merry Christmas. Today’s blog is very much focused on how you initiate the difficult conversations with families and loved ones over the festive period.

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In search of a perfect level of investment risk

In search of a perfect level of investment risk

If your tolerance to risk doesn’t tend to change over your lifetime, what impact does your own behaviour have when investing?

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Seven signs it’s not the time to retire

Seven signs it’s not the time to retire

I discuss retirement a lot with clients, and the conversation usually revolves around money, pensions and financial freedom. But there are other reasons that should be considered before you step away from the day job. Here are seven of them:

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If deposit rates are going to remain at zero, what are your options?

If deposit rates are going to remain at zero, what are your options?

This week I am sharing a question that I answered for a reader in the Sunday Independent at the weekend. This person has money to invest but is finding it hard to take the plunge. I hope I’ve helped him make a decision because while he hesitates, inflation is eating away at his cash.

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Thanks Dad, you just cost me my retirement

Thanks Dad, you just cost me my retirement

We tend to worry about the wrong things when it comes to investing. Today, I’m sharing with you a story of how a well meaning dad’s advice has cost his son €500,000 in retirement.

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Why it’s incredible that goal-based financial planning isn’t a huge thing

Why it’s incredible that goal-based financial planning isn’t a huge thing

The complaint from many people back in the noughties was “we were just drifting along and didn’t give much consideration to the future because we were so busy”. If that was you, then do me a favour and identify a goal you can remain focused on long term. Goals-based financial planning works. Here’s why.

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7 reasons to walk away from an investment opportunity

7 reasons to walk away from an investment opportunity

Rather than living to regret past decisions, actively seek out investment opportunities that tally with your financial objectives. Here’s a handy checklist that should keep you on track when assessing the ‘suitability’ of certain types of investments.

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