Forget about Mam, we need to talk about you

Forget about Mam, we need to talk about you

Did you watch We Need to Talk about Mam, Brendan Courtney’s TV programme about securing a financially stable future for his mother? How was your blood pressure after it? Mine wasn’t the best – more on that later, but It posed a couple of great questions for middle-aged children of aging parents. Do you know the answers?

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Is a DB Pension for Life?

Is a DB Pension for Life?

Do you have a defined benefit (DB) pension scheme? The buzz in the financial world is that there are attractive transfer values up for grabs if you were to bring an end to your defined benefit pension. But why would you? This morning I look at what you should you do if you’re offered a lot of money to transfer out of your DB.

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You only have one chance to make a last impression

You only have one chance to make a last impression

End of life matters can be distressing to discuss, but it’s a conversation we should have sooner rather than later. This week I applaud the measures one lady prescribed in her will. Her pre-planning will have an immense impact on the lives of thousands of Irish people. What a legacy to leave behind. Now it’s time to consider yours.

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Why are you dating the wrong guy?

Why are you dating the wrong guy?

Why do we settle for ‘good enough’? Whatever your needs are, they should be fulfilled by the most suitable people. If we are lucky in love, can the same be said about our finances? It may be unlikely…

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Please remain seated with your seat belts fastened

Please remain seated with your seat belts fastened

While investment market volatility can create anxiety for some, reacting emotionally and changing long-term investment strategies in response to short-term declines could prove more harmful than helpful. Don’t agree? Watch the video at the end of this post.

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Looking for (tax) relief when it already exists

Looking for (tax) relief when it already exists

There weren’t much in the way of tax cuts in budget 2019, but don’t worry about it because I’m going to tell you about three ways in which you can reduce your tax bill every year. The deadlines for these schemes fall in the last quarter of the year so get ready to take action and save big.

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4 Questions to ask your financial adviser

4 Questions to ask your financial adviser

Nobody cares about your money as much as you do. It’s one of the golden rules of personal finance. The next best thing is somebody you can trust who has the expertise to be able to solve whatever financial issues that might arise over your lifetime. So what rigorous selection process do we put potential financial advisers through to find the right one? Here’s how it works:

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The key to a happy marriage? Make financial decisions together

The key to a happy marriage? Make financial decisions together

“Oh, this old thing, I’ve had it for years!” In a report from UBS Wealth Management, both men and women admit to lying about money to their significant other. This is certainly not breaking news, but it may lead to strife in a relationship. The solution? Make decisions about your finances together.

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How to read an investment brochure and identify the risks

How to read an investment brochure and identify the risks

Today we are looking at the most important elements to an investment – the level of control, flexibility and vulnerability attached to your money.

This piece appears in today’s Sunday Times – be sure to pick up a copy.

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How to know the difference between speculation and investing – turn down the noise

How to know the difference between speculation and investing – turn down the noise

Lehman Brothers failed 10 years ago this weekend. The contagion effect wiped out pension funds, the property market collapsed and investors ran for cover. But much of the narrative around the financial services industry is nothing more than noise. Can you tell the difference between sound advice and noise?

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