Why financial advice needs to be tailored to You

Why financial advice needs to be tailored to You

Situations that superficially appear to be similar may be drastically different when they are delved into. Doling out the same advice in these circumstances could lead to devastating result in each case.

Read More

On your marks, get set…

On your marks, get set…

A big welcome to the many new subscribers to my mailing list over Christmas, and thanks to my many loyal readers for sticking around. 2018 may have slipped by in a flash, but don’t let 2019 go by without doing some all important planning for your future.

Read More

As 2018 ends…

As 2018 ends…

2018 is almost over. I hope it has been a good year for you. I send you every best wish for 2019.
Thank you for staying with the Sunday Supplement. I hope you’re finding it interesting, or at least useful! If there is anything you would like me to write about in the coming year, do please let me know – bob@themoneyadvisers.ie

Read More

Merry Christmas

Merry Christmas

I want to wish you and yours a very happy and restful Christmas. I’ll be spending it at home in Naas this year.

Christmas is one of those rare occasions when we have down time but are not away on holiday. It’s a good time to really think about your future and check in to see if you’re on track.

I wish you time to take stock this Christmas.

Read More

Don’t get caught offside by investing in GBP denominated investments

Don’t get caught offside by investing in GBP denominated investments

It’s hard to ignore Brexit at the moment but if you have an investment in sterling with a fixed end date in the near future, you have more skin in the game than most. This week I look at what to do with a GBP denominated investment. PS, I was in studio with Ivan Yates earlier this week advising on claiming back tax reliefs before year end. The link to the podcast is below. Take a listen.

Read More

Make a list, check it twice for 2019

Make a list, check it twice for 2019

As we head into the final furlong of 2018, it’s time to consider what action you are going to take in relation to your personal finances in early 2019. This morning I am looking at four areas that need your attention.

Read More

Long life is great, but ill health can quickly change that

Long life is great, but ill health can quickly change that

You probably heard in the news this week about the TILDA report on aging in Ireland which found that life gets better as you get older – well, up to the magic age of 68 anyway. It’s actually a really interesting report – I’ve given a link to a summary of the report in the newsletter – but for me it throws up an existential question. I’ve put forward my view and I’d be curious to know yours.

Read More

Seven signs it’s not the time to retire

Seven signs it’s not the time to retire

One from the archives but a timeless classic, even if I do say so myself! Here are seven reasons to stay in the rat race a little longer.

Read More

Forget about Mam, we need to talk about you

Forget about Mam, we need to talk about you

Brendan Courtney’s TV programme We Need to Talk about Mam posed a couple of great questions for children of aging parents. But it also exposed the underlying fact that some of the younger generation have little interest in being “burdened” by their aging parents. What are you going to do if you find yourself in a similar situation to Nuala?

Read More

Is a DB Pension for Life?

Is a DB Pension for Life?

Do you have a defined benefit (DB) pension scheme? The buzz in the financial world is that there are attractive transfer values up for grabs if you were to bring an end to your defined benefit pension. But why would you? This morning I look at what you should you do if you’re offered a lot of money to transfer out of your DB.

Read More