Who do you call when you have a big decision to make?

Who do you call when you have a big decision to make?

I am on the other side of a small, domestic building project – an extension. The emotions I went through this time last year as I felt my way around an area I knew very little about were the same as those any of us feels when going through a major change or facing a transition; fear of the unknown and lack of clarity. I know what might help you.

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Consider adding terms and conditions to your will

Consider adding terms and conditions to your will

Passing wealth on to the next generation is a cornerstone of our society, yet it has the potential to go badly wrong. We need to radically change our attitudes to inheritance. In a nutshell, families need to talk more about money.
This article appears in today’s Sunday Times. Be sure to pick up a copy.

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Buying a 182? Forget it!

Buying a 182? Forget it!

If you’ve just put a deposit on a 182 car, don’t read this. Don’t get me wrong. I understand where you’re coming from – new cars are seductive. So shiny, so clean; they even smell great. But when you do the sums, you realise you’re paying a lot for something a good valet and air freshener can recreate.

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When it’s you versus the powerful institution

When it’s you versus the powerful institution

Have you ever had a dispute with a big corporate entity? They can be tests of endurance requiring time and commitment that we often can’t afford to give them. It’s bad enough when it’s a small thing like an unwarranted charge from a phone company but what is the impact on your life of pursuing a financial institution over a matter that affects your ability to provide a living for yourself or your family? This morning I say that you don’t have to do this on your own.

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Simple questions do not always deserve simple answers

Simple questions do not always deserve simple answers

We were asked to answer yes or no to a less than straight forward question on Friday. To sift through the many, layered arguments on both sides and distil all that into a tick in one box or another seems like an oversimplification. It made me think about the questions I get asked about people’s money. There is rarely a yes/no answer. This morning, I’m looking at the classic question “Should I overpay my mortgage?”. The answer is … read on to find out.

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