Feel like you were mis-sold an investment product? You have options.

Feel like you were mis-sold an investment product? You have options.

The Financial Services and Pensions Ombudsman (FSPO) came into effect earlier this year and the powers are far reaching. The six year time limit in which to take a complaint has been removed, so customers with legitimate gripes about anything from mis-sold investment products to pension scheme maladministration can revisit past complaints. Feel free to share with anyone you think has an interest in learning more about the newly formed FSPO.

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A little advice and guidance trumps doing it yourself, especially with your personal finances

A little advice and guidance trumps doing it yourself, especially with your personal finances

A very warm welcome to the many new members of The Sunday Supplement this week and my thanks to those of you who read it religiously. The article below refers to a conversation I had with a client recently about DIY. Her and her husband were about to undertake a piece of house work which was creating some tension between them. I’m a big advocate for engaging suitably qualified and experienced professionals. Will they take my advice this time?

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Doctor, doctor, why have you already filled out my prescription?

Doctor, doctor, why have you already filled out my prescription?

This week, I’m comparing doctors and financial advisers. Sometimes we know exactly what’s wrong with us. We can go online, avoid paying a consultation fee to a doctor and order the drugs. Or in financial terms, go to the broker and buy the product. But for those other times, when we don’t know exactly what the problem is, isn’t it reassuring to know that the full rigour of the doctor’s training and intellect will go into your diagnosis and treatment?

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Sign up for simplicity

Sign up for simplicity

Complicated equals good, uncomplicated equals bad (apparently). That’s what the financial services industry will have you believe. But what if you successfully managed to uncomplicate matters? There are no negatives for you. Follow these five golden rules to simplifying your financial affairs.

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