How to ensure you are not over insured

How to ensure you are not over insured

For every Euro you spend on critical illness and life assurance, you are denying yourself an income of €4 in retirement. Insurances are necessary, but many clients I advise tend to be over-insured. Today we take a look at how this happens and what you can do about it.

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Living in sin? It’s not all it’s cracked up to be.

Living in sin? It’s not all it’s cracked up to be.

Greetings from Boston, Mass. This week I’m taking a look at the consequences for cohabiting couples. Unmarried couples living together have virtually no rights when it comes to succession rights. It may not affect you, but there are many of our friends and family that are blissfully unaware of the associated risks facing cohabiting couples. Feel free to share this article too.

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The estate planning road map

The estate planning road map

I have been surrounded by an abundance of pragmatism and realism lately, particularly when it’s families facing end of life issues. I am conscious that not everyone plans ahead, so today I want to give you a couple of pointers on opening up the conversation with loved ones on estate planning and end life matters. A conversation today is not about an immediate event, only a long term inevitability.

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It feels like we are returning to 2004. Do you really want to be back there?

It feels like we are returning to 2004. Do you really want to be back there?

This week, I have the distinct impression that it’s 2004 all over again. And that’s not a nice, nostalgic feeling; it is one that fills me with dread. It’s to do with the ease of buying property. Did you know that on www.BidX1.com you can buy repossessed properties online with the click of a button? Just in the same way you would order your favourite organic olive oil. And yet it couldn’t be more different. With this purchase, more than any other, I say caveat emptor.

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