Two dates for your finances

Two dates for your finances

There are two dates that are on my radar in the next 80 days – and no, they are not my wife’s or mother’s birthdays. As a business owner or senior executive, you should also have them marked in your mental calendar because if you don’t get your act together, you and your family could lose out.

Read More

Reduce the possibility of investment losses by making this one change

Reduce the possibility of investment losses by making this one change

Have you ever lost money on an investment? How did you react? Today I’m going to talk about the inevitability of losses, how to minimise them and one good thing that can come out of declaring a loss.

Read More

Top six questions you need to ask before you invest

Top six questions you need to ask before you invest

Have you ever been on the receiving end of an investment proposal, whether it was at your behest or the banker or broker’s? You’re not alone if you came out of the meeting kicking yourself for not asking all the great questions that were an afterthought.
This morning, I’m giving you an investment checklist; the questions you should get answers to before making a decision about an opportunity.

Read More

Run for the hills when you pay off your mortgage

Run for the hills when you pay off your mortgage

As AIB introduces Máire, another happy person who’s made it to the end of her mortgage, I wonder what the transition will be like from having no choice over where that money is going to having total discretion. Having been tied to a bank for 20 plus years, I only hope she hasn’t developed Stockholm Syndrome.

Read More

It’s not about up-sizing or down-sizing; it’s about right-sizing

It’s not about up-sizing or down-sizing; it’s about right-sizing

I’ve written recently about downsizing later in life with the emphasis on there being a financial necessity for it. But you may not be in that situation. You may have an opportunity to design your future living arrangements to be just what you need. My message: start planning now.

Read More

LifeLoan on Liveline

LifeLoan on Liveline

How is it that every person who tells you about something they heard on Joe Duffy starts with “I don’t normally listen to Joe Duffy”?

I happened to hear part of the show recently and the listener’s story raised a couple of questions for me and, I think, will for you. The woman’s story was about how her parents had taken out a Bank of Ireland equity release loan in their later years, and the consequences it had for her.

Read More

The AIB IPO was never about value. It was always about risk.

The AIB IPO was never about value. It was always about risk.

Did you consider buying AIB shares? Today I’m going to share with you the two most important questions you need to ask when weighing up an investment decision, and neither one of them is ‘What’s the return?’.

Read More

Death and Taxes, or Taxes on Death?

Death and Taxes, or Taxes on Death?

Happy Father’s Day to all you dads out there. This week we’re discussing looking after your children and being a little smarter with your money. Drop me an email if you would like to know more.

Read More

A neighbour won the lotto last week

A neighbour won the lotto last week

This week we look at what impact winning the lottery may have on our lives. We have all had *that* conversation: what would you do if you won the Lotto? We are faced with immediate financial decisions and a sense of urgency. I suggest we should apply that same sense of urgency to our own finances, regardless of a Lotto win.

Read More

Why you’re accidentally planning for failure

Why you’re accidentally planning for failure

This week I ask: is your wife right to be frustrated with your lack of a coherent financial strategy? It’s not too late to put an end to the underlying tensions and get your house in order

Read More

Sign Up For Our Newsletter Today

Keep up-to-date with personal finance matters