Intergenerational tax bills are an actual thing. Do something about yours.

Intergenerational tax bills are an actual thing. Do something about yours.

Have your parents talked about leaving money to your children? Perhaps you’re a (young) grandparent yourself and are thinking about how you might help your grandchildren on their way. This week’s supplement suggests a way to make sure the grandchild benefits more than the taxman. If you have any questions, get in touch with me tomorrow.

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It’s not about up-sizing or down-sizing; it’s about right-sizing

It’s not about up-sizing or down-sizing; it’s about right-sizing

I’ve written recently about downsizing later in life with the emphasis on there being a financial necessity for it. But you may not be in that situation. You may have an opportunity to design your future living arrangements to be just what you need. My message: start planning now.

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LifeLoan on Liveline

LifeLoan on Liveline

How is it that every person who tells you about something they heard on Joe Duffy starts with “I don’t normally listen to Joe Duffy”?

I happened to hear part of the show recently and the listener’s story raised a couple of questions for me and, I think, will for you. The woman’s story was about how her parents had taken out a Bank of Ireland equity release loan in their later years, and the consequences it had for her.

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The kick up the backside I needed

The kick up the backside I needed

Last week my mother and I went to London to visit my dying Godfather. Seeing Uncle Tom lying in his hospital bed, so frail and vulnerable, made me think about my own life, and death. None of us know the day or the hour, so what can we do now to make sure we don’t leave our dependents floundering when the inevitable happens?

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In search of security

In search of security

How would you feel about your parents selling the home you grew up in? This week I ask you to think about what selling the family home might mean for you and what you would be prepared to do to avoid it.

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How fast can you take your time, kid?

How fast can you take your time, kid?

Don’t be that scared animal with its head in the sand. Take control of your finances and financial obligations now, before it is too late.

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How to ensure you are not over-insured

How to ensure you are not over-insured

Stop! You may not have to buy more life assurance than what you already have. Your loved ones are probably adequately covered by what you already have.

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