It’s official – you’re being ripped off on your investment

It’s official – you’re being ripped off on your investment

It’s official: you are paying above and beyond what any investment firm can justify. New disclosure rules that took effect at the beginning of January now clearly demonstrate to the investor the true cost of conventional investment products. I promise you, that true cost will shock you, but will it prompt you to act?

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No more excuses, it’s time for action on your personal finances

No more excuses, it’s time for action on your personal finances

As a business leader, you are in the habit of setting goals. You probably start every year with goals for your personal life as well as your professional one, but do those goals extend to your personal finances? This morning I’m going to suggest a couple of achievable personal finance resolutions that you should adopt immediately.

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2017 for me was the year of small changes for big gains

2017 for me was the year of small changes for big gains

It’s the end of another year. I hope it has been a satisfying one for you. Before we turn to 2018, I thought I’d gather together some of my most popular articles this year, in case you missed them.
Very best wishes for the New Year from Maria and myself at The Money Advisers.
Enjoy looking back. Next week, we’ll be looking forward.

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Christmas Message

Christmas Message

It’s Christmas Eve. I am in Portland, Oregon spending Christmas with my in-laws. I wish you a wonderful Christmas, whatever you’re doing. Make the most of the break. Enjoy spending time with family and friends, and don’t forget to stock up on batteries.  

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2017 should be the last year of “niggles”. It’s time to take action.

2017 should be the last year of “niggles”. It’s time to take action.

I’ve ordered In Praise of Slow by Carl Honoré for my Christmas holiday reading. Why? I suppose I’m becoming aware of the long-term damage of doing everything in fifth gear. There’s been a lot of talk about burnout this year and I’ve seen it at close hand so, this morning, I’m taking a look out how financial issues can contribute to making us feel overwhelmed and what we can do about it.

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What goes on inside our heads

What goes on inside our heads

This week is something a little different to what you’re used to reading. Keep going to the end. It’s what goes on inside our heads regularly. You will probably identify with Brian in some way, shape or form. If you’d like to discuss any aspects of your finances in confidence, please do not hesitate to contact me in confidence. Enjoy the rest of your weekend.

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Would a tax on land lead to anarchy amongst middle class Ireland?

Would a tax on land lead to anarchy amongst middle class Ireland?

David McWilliams has an interesting idea. He reckons it will invigorate our economy, reduce wealth inequality and solve the housing crisis. He thinks we should be taxing land. So if government decided to run with it, how would it affect you? Let’s take a look. PS, it’s time to do the Christmas shopping.

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Cha cha change. Are you ready for it?

Cha cha change. Are you ready for it?

I hate shopping, at least the kind of shopping that Black Friday conjures up, but the US-born retail event, now adopted by the Irish, gave me an interesting insight, which I’ll pass on to you – for a once-off, unbeatable Black Friday price – that is, free!

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Paradise Lost?

Paradise Lost?

Last weekend the newspapers were full of the Paradise Papers. Whether you think it’s morally acceptable for corporations to put their wealth beyond the reaches of governments or not, I have some advice this morning for individuals.

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Things to consider before buying property through your SSAP

Things to consider before buying property through your SSAP

In the last week, I discussed the costs of motoring with Ciara Kelly on Lunchtime Live and contributed to David McWilliams’ new show on TV3. The single market is not working for the Irish consumer; why not? I have attached links below if you’d like to listen back. But this week I am looking at what you need to consider if you want to buy property through a self administered pension. Enjoy!

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