Top six questions you need to ask before you invest

Top six questions you need to ask before you invest

Have you ever been on the receiving end of an investment proposal, whether it was at your behest or the banker or broker’s? You’re not alone if you came out of the meeting kicking yourself for not asking all the great questions that were an afterthought.
This morning, I’m giving you an investment checklist; the questions you should get answers to before making a decision about an opportunity.

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Run for the hills when you pay off your mortgage

Run for the hills when you pay off your mortgage

As AIB introduces Máire, another happy person who’s made it to the end of her mortgage, I wonder what the transition will be like from having no choice over where that money is going to having total discretion. Having been tied to a bank for 20 plus years, I only hope she hasn’t developed Stockholm Syndrome.

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It’s not about up-sizing or down-sizing; it’s about right-sizing

It’s not about up-sizing or down-sizing; it’s about right-sizing

I’ve written recently about downsizing later in life with the emphasis on there being a financial necessity for it. But you may not be in that situation. You may have an opportunity to design your future living arrangements to be just what you need. My message: start planning now.

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LifeLoan on Liveline

LifeLoan on Liveline

How is it that every person who tells you about something they heard on Joe Duffy starts with “I don’t normally listen to Joe Duffy”?

I happened to hear part of the show recently and the listener’s story raised a couple of questions for me and, I think, will for you. The woman’s story was about how her parents had taken out a Bank of Ireland equity release loan in their later years, and the consequences it had for her.

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Crazy enough to change the world?

Crazy enough to change the world?

I was one of nine children so there was no such thing as food waste in my house growing up. That’s why I was shocked by Sylvia Thompson’s article in The Irish Times a couple of weekends ago. Ireland’s food culture has changed dramatically since the eighties. Households and businesses are literally just throwing money away every year. According to Thompson’s article, it’s easier to waste food than to give it away. In an age where global malnourishment affects millions and our natural resources are being strained to capacity, why do we Irish feel it is acceptable to waste this precious life-sustaining resource?

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